Well, times are bad. First the Lehman Brothers, followed by the stock markets, Merrill Lynch, AIG and stuffs happening. I'm positively sure a lot of people are holding onto their wallets and purses tighter than before. The lame ones I've heard on radio ranged from:

1) "I used to buy branded goods 3 or 4 times per year. Now, I should only splurge on branded goods once a year in order to save money."

2) "I used to eat out at restaurants 3 times a week. But now, I think I should only eat out at restaurants once a week to save more money."

You know, I have a better suggestion. In fact, it's so foolproof that you will definitely save even more money, let alone spending any.

1) "You know, you only looked good when you are walking around Orchard Road with your LVs, Ferragamos, Guccis and Chanels. Without all those stuffs hanging around you, you are just plain ugly and stupid but still human. So, sell your LVs, Ferragamos, Guccis and Chanels away, even though you might be making a loss. Without hanging some of these dead "animals" on you, you would look more like a proper human, not some kind of hooker-wannabe."

2) "You know, there's no need to stuff yourself up like a humongous turkey just to get ready for Christmas. And besides, with that corpulent size of your tummy, I always get a back-ache when you think you are so goddamn skinny and tried to squeeze past me to get to the exit on buses and trains. So, do me and yourself a BIG favor. All those money which you are going to stuff yourself at restaurants, whether thrice or once weekly, donate them to South Africa, Johannesburg to all those poor starving families. Sure, you'll e skinnier than those fashion show models, but you'll feel less weight on your shoulders, conscience and mind when you know you can feed a hungry family for a week instead of splurging it all on a 4-5 course restaurant meal once or thrice a week or whichever comes first."

My even better solution? Eat only one or two meals a day and to really, really save money effectively, eat only bread. t gives you all the energy you need throughout the day, and there's endless ways to eat them too. And best of all, bread is so good you can even eat it on its own.